Annual Mortgage Review: The 15-Minute Checkup
You check your retirement accounts and visit your doctor once a year — why not your largest financial liability? Our Annual Mortgage Review ensures your home loan stays aligned with your life and the current market.
Don\'t Set It and Forget It
Most people get a mortgage and never think about it again until they sell their house. This "set it and forget it" approach can cost you thousands of dollars in unnecessary interest or mortgage insurance.
A quick 15-minute review with Rob Miller can answer the most important question for any homeowner: **"Is there a better way to structure my mortgage right now?"**
What We Cover in Your Review
Equity Update
We'll provide an estimate of your home's current market value and calculate your exact Loan-to-Value (LTV) ratio.
PMI/MIP Check
If your value has gone up, you may be eligible to drop your private mortgage insurance or FHA MIP. We'll show you how.
Rate Analysis
We compare your current interest rate against current market rates to see if a refinance could lower your monthly payment.
Term Evaluation
Thinking about paying off the house faster? We'll run the numbers on switching to a 10, 15, or 20-year term.
Debt Consolidation
If you have high-interest credit card debt, we'll explore if a cash-out refinance could save you hundreds in monthly interest.
Future Goals
Planning a move, a renovation, or a major life event in the next 12–24 months? We'll build a mortgage roadmap to get you there.
When was the last time you reviewed your mortgage? Even if you didn\'t get your original loan with us, we\'re happy to provide a professional, no-obligation second opinion.
Schedule My Free Checkup